October 1st, 2009 
Guest Author 
Free pre-paid credit cards are a perfect option to avoid the high APR. The card help the owner and user to managed their personal finances better. In this respect the user is save not to over spend his card, as funds need to be added before using the pre paid credit card.
This type of card do not allow the user to go into debt, avoiding any interest payments as a result of missed or late payments. Usually the credit card holder is not receiving any monthly bills from the card company either.
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