Virtual Visa Card

Prepaid Credit cards work just like a debit or credit card. The only difference is that you pay money onto the card first, spend it, but you will not go over any limit, because the only limit is set by what you prepay onto the card.

Unlike the traditional credit card format, you will not acquire any debt with prepaid debit cards as there are no monthly or interest charges.

To apply you do not have to go through any credit checks so almost anyone will be approved for guaranteed acceptance.

You can use just it like a credit or debit card to pay your bills, shop at the supermarket, buy items online and even withdraw cash from ATM machines. They are accepted throughout the world and come in the form of a Visa, Maestro or Mastercard.

Prepaid debit cards are a good solution if:

1. You are struggling with bad credit. If you are struggling to apply for a normal credit card, but need a Visa, Mastercard or Maestro for everyday occasions, a prepaid debit card is ideal. With no credit checks, everyone has guaranteed acceptance.

2. You want to give a gift of money to someone. Unlike normal gift vouchers, these cards are not restricted to just one store and you can use a prepaid debit card (MasterCard or Maestro) in millions of places across the globe.

3. You are planning on traveling abroad. If you do not want the hassle of traveller’s cheques or carrying around a lot of cash, then they are a good solution. They can easily be stopped or blocked if lost or stolen and you will also be able to draw cash out from many ATMS around the world. Some cards even offer 0% on foreign exchange fees.

4. You want to help younger members of the family learn how to manage their own finances. With more and more Britons facing debt troubles, this can be beneficial in teaching your children that you can easily live life without getting credit. Even under 18′s can apply.

5. You want to separate and organise your finances. You can easily keep track of your spending on things like shopping, luxuries, travel, bills or anything else that you can think of.

6. You are having problems opening a bank account. Most bank accounts will come with a debit card, but if you are struggling with bad credit, you may find it difficult to get one. There are no credit checks required, so you have guaranteed acceptance.

Tips On Choosing Prepaid Credit Cards

There are a lot of choices for prepaid debit cards in the UK and most come in the form of a Mastercard or Visa card.

Each card company will have different features and benefits which you should consider before applying:

Some cards will have an annual subscription fee and some with have higher top-up fees than others.

What are the top-up options available?

Find out if you can top up your card at post offices/paypoints etc.

The more top-up options you have the better.

* Is it possible for you to manage the card online and actually see transactions you have made etc?

* Does the card offer a 24hr top-up service, especially for an emergency?

* What kind of protection do you get from the company?

There are many choices available on the market, the card below is the best choice for the benefits outlined below.

Cashplus Gold Mastercard

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