The Disney Visa – Any Good Or Hot Air?

After studying the very fine print concerning the Disney Visa Bank card, on the underside of the actual page, I discovered they provide one of these incentive money-back per $100 in net purchases. I must say that its not really a whacking great amount but it comes as no real shock either – its relatively run-of-the-mill, so to speak.

That is merely a 1% refund and as I’m confident you are well aware, there are quite a lot of alternative credit cards offering this level of refund. They did not exactly market this well, but there is little to shout about, is there?

The Rewards
Appearing that they only give a 1% rebate, I was expecting there would be some other advantages to replace with the not so great returns. While it’s a fact there are some gains with the card, I don’t feel they are overly amazing.

For example, they say it provides a 10% off at “choice dinner places” at Disneyland, but upon examining the small print, apparently this doesn’t apply to Disney World (which is where many people go). The one gain I really loved was the totally free stroller rentals – fantastic for smaller kids, but again, this only applies to Disneyland unfortunately.

And the Bottom Line
It is not that Disney credit card is unappealing, it’s just that the particular rewards may not make sense for everybody. I must say though the APR appears good, so I applaud them for implementing that.

If you live in California and frequent Disneyland rather than Disney World, then this credit card could quite well be a smart choice since that’s where most of the theme park benefits appear to apply. If not, I don’t really see the point in applying for the Disney Rewards Visa since it merely gives you 1% back on your spending.

Oh, there is of course one thing, if you do like the Disney characters, then you are in for a treat if you get the charge card. The designs are superb!

Further information about Disney rewards visa – the Disney visa can be found at the website.