If you’ve ever used a store gift card, then you’ll understand how a prepaid credit card works. The concept is very simple: a prepaid credit card is pre-loaded with your own money, so you are only able to spend up to a pre-determined, set limit. These cards can usually be used virtually anywhere that a [...]
Posts Tagged ‘Credit Card’
Why Your College Student Should Have A Credit Card
October 19th, 2009 
Guest Author There’s no shortage of resources available telling you why college students should not have credit cards. Indeed there are some very valid concerns about college students and credit cards which are address later in this article, but there are also a number of good reason parents should help their children obtain a credit card heading [...]
Posted in Gift Prepaid Card 
Tags: Bank Statements, Charges, Credit, Credit Card, Debit, Debit Card, Interest, IPR 
No Comments »Tips to Get Your Credit Card’s Annual Fee Waived
September 13th, 2009 Guest Author Why do credit card companies charge an annual fee? Sure, you could ask them and I’m sure they have a script to read to you with a reason that is flimsy at best. Maybe something about making sure everybody with an account actually uses the card as if America has a problem with using credit [...]
Posted in Credit Card No Annual Fee Tags: Annual Fee, Annual Fees, Blank Card, Calling Card, Cancel, Contact, Credit Card, Credit Card Annual Fee, Credit Card Annual Fees, Credit Card Bills, credit card companies, Credit Card Company, Credit Card Fees, Credit Cards, Credit History, Dale Carnegie, Limit Charges, Rewards, Truth, Using Credit Cards, Wallet No Comments »Apply For Credit Card-Getting Approved For A Credit Card Can Be Difficult
September 13th, 2009 Guest Author Getting approved for a credit card can be difficult without a positive credit history working in your favor. It’s a Catch-22: To obtain a credit card, you need a good credit history. But to have a good credit history, you need to establish good credit! This no-win cycle can keep people with a non-existent, limited [...]
Posted in Apply Business Credit Cards Tags: Apply For Credit Card, Attempt, Bad Credit History, Build Credit, Card Holder, Catch 22, Co Signer, Credit Card, Credit Cards, Establish Credit, Federal Trade Commission, Garnishing Wages, History Day, Issuing Bank, Limited, Negative Credit History, People, Pre Paid Credit Cards, T Pay, Tool, Viable Options No Comments »
