Should I Use Gas Cards For my Business?
Since last year, gas prices have been going up almost every week at a very alarming escalating rate. Financial analysts and economist see more increases in the months ahead and there is no indication of a let down. As a motorist and business owner, you’d be looking for the best gas-saving device available. The good thing is, the best gas-saving device is very convenient to use and carry since it is not even bigger than your palm. This best gas-saving device is no other than gas cards. Before you doubt its benefits because of its size, below are the reasons why you should use gas cards for your business.
Rebates
Gas cards come in two types-gas credit cards and prepaid gas cards. Whichever card you choose to use, you get a rebate on your gas purchases. Gas credit cards for instance, offer rebates at a rate of 2% to 5%. The rebates are usually in the form of rewards points that are accumulated over time. Most card companies offer cash back rewards that are credited back to your card or in the form of checks.
The good thing with cash back rewards is that you can use this for gas purchases. You get to earn rebates on them too. And if you continue to use your rebates on gas purchases, you will be looking at a gas savings of more than the 5% percentage rebate.
There are also other cards that offer other forms of rewards such as airline tickets, merchandise freebies and gift certificates. If your business requires frequent air travel, then gas cards that offer to convert rewards points to airline tickets will be more attractive to you.
Opportunity for interest-free credit
If you choose to use gas credit cards for your business, you will be given the opportunity for an interest-free credit. If you pay your bill in full and on time every billing period, you will not be charged an annual percentage rate or APR for your gas purchases. This would be a big help on your cash flows since you do not need to cash out every time you pump gas.
Convenient record keeping
Record keeping on gas expenses will be convenient since gas card companies issue a detailed bill or statement of account every end of a billing period. The bill contains every detail-dates and amounts, needed for record keeping for your business’ accounting purposes.
More rewards
Aside from the regular rebates, most gas cards offer more opportunities for rewards. Some gas credit cards have introductory periods where rebates are doubled. Introductory periods range from ninety days to one year and introductory rates are somewhere between 6% and 10%. This definitely spells more savings for your business.
Gas cards can also be used for other non-gas purchases such drug store, dinning and travel expenses. And some card companies offer rebates for these non-gas purchases.
Gas cards offer an opportunity to stretch you business’ gas money and offset gas price increases. You should definitely use gas cards for your business, it’s the most easy to use gas-saving device available.
Dealing With Gas Cards Scammers and Swindlers
There are a lot of credit cards emerging nowadays. It’s so many that you don’t know which one to choose from. Being fooled by scammers can be a bad thing, especially if they offer you bad credit gas cards. Next time, don’t do anything rash and study which gas cards are reliable to use.
A lot of instances happened where unknown men walk up to your home, they identify themselves as this and that, and they say that they are working at this big company. They will show you certain documents saying how it’s authentic, and then telling you what services their company can over and such. These men coax you to sign up, telling you not to worry. Once you signed those papers, and they get your money, they bid their thanks, telling you that to expect a decision or the card that you are applying for.
You wait for a week or two. If weeks have passed and you still haven’t gotten your card, you start to get anxious and you call the company saying you applied for a credit card. And when they tell you they didn’t know such transaction, that’s when you know you’ve been scammed for bad credit gas cards. This story is familiar to you? Then know what you must do to never repeat the same mistake again.
When a man or woman wants to sell you something at your home or in other place like in a grocery store or in a coffee shop, this will be somewhat suspicious. Once you get their names, ask for any identification, and ask which company they are working from. Make a mental note to remember the company to verify it later if that person truly works in that company.
After some introductions, they get to the good stuff. They do their usual sales talk and tell you its benefits and other things. When they are done, they always make sure they get what they want; they make you sign documents and such. If this is still fishy, excuse yourself and look for a room in your house to call the company’s customer representative. Once the company verifies with you about the person’s identification on whether he is a scammer or not.
If it’s a scammer, there is one thing that you must do. Call the police immediately. You don’t want another victim to fall under their trap and sign up for bad credit gas cards, right? So do the right thing under the law and report him. You will save the company’s reputation and other lives as well.
For more info see: Gas Credit Cards
Save Money on Gas For Your Boat Using Gas Cards
Boating is one of the most favorite pastime. With the summer months up ahead, it will be even more fun to involve in boating. However, gas prices have been increasing almost every week at an escalating rate and this can easily hinder enjoyment of this pastime. Boaters are keen on looking for the ultimate gas saving device they can get their hands on so they get the optimum enjoyment from this pastime. The good thing is, the ultimate gas saving device have been around for a while now and is easy to use and carry. This ultimate gas saving device is no other than gas cards.
Generally, there are two types of gas cards- prepaid and credit. Prepaid gas cards are cards that have been preloaded up to your preferred amount. Depending on the card type, loads are often sold at a discount. Moreover, this card offer rebates on gas purchases. Gas credit cards on the other hand are cards that work just like your ordinary credit card only that you save on gas purchases. Every time you pump gas and use your credit gas card to pay, you earn rebates. These rebates, depending on the card type, are somewhere between 2% to 5%. The rebates are often in the form rewards points that are accumulated during the billing period and are totaled on the bill or statement of accounts. Once the redeemable limit is reached, the rewards points can be converted into cash back. This cash back is often credited to the gas credit card or awarded in the form of check or gas gift card. Other companies also offer other forms of rewards, such as airline tickets, products and gift certificates to affiliated stores and companies
Moreover, when you use gas cards for gas purchases for your boat, the percentage rebate is not the maximum that you can save. You can save more! If you use your cash back rewards to purchase gas, you earn double rewards. Over time, you will be looking at a gas savings of more than the 5% regular rebate.
The only downside to using gas credit cards is that you have to pay your balance in full and on time. Gas credit cards carry an annual percentage rate or APR that is charged against the maintaining balance of the card. The current APR are somewhere between 9.99% to 16.99%. If you are not careful this interest can easily undermine your savings especially if you only spend a small amount on gas purchases.
In looking for gas cards, consider the percentage rebate. Go for gas cards that offer the highest percentage rebate. You should also check the card’s rewards offers and policies in redeeming them. And if you plan to maintain a balance on your card, look for a card that has the lowest APR.
Using gas cards to save money on gas for your boat is the secret to enjoying this past time to its optimum. If you aren’t a gas card user yet, now is the right time to start using one.
Grab the Finest Fuel Credit Cards for You
Are you one of those people who simply want to save money but haven’t got the guts to do it? Are you worried that if you spend less, you’ll be depriving your other needs such as gas costs for your car? If you want to spend wisely on gas, then get yourself a fuel credit card that is just right within your budget.However, before you get yourself one, ask yourself, what is a fuel card? Well, a fuel card works just like any other regular credit card, and the usage is not limited to groceries, fine and dine restaurants, and travel needs. You can use fuel cards to purchase… well, fuel for your gas!This fuel credit card is not bought; it must be obtained from a credit card company within your area. If you want to apply for one, visit the nearest credit card company with your requirements: your personal information and other documents such as your electricity bill, driver’s license, house ownership, etc. After they have checked up your requirements, you are asked to fill up their application. Look into the company’s terms and conditions if it’s agreeable. Also, ask for the card’s advantage such as APR rate, rebates, rewards and points, and member benefits.If you are still unsure on which card to apply, you may try these cards that suit you best:One is the BP Visa Card. With this card, you earn rebates not only on gas purchases, but on other items as well. You earn 5% rebates on all BP location purchases, 2% rebates on travel and dining purchases, and 1% on other eligible items. What’s more, you can use this card in any Visa locations. And what makes this card different is that it doubles all your rebates for the first two months.Meanwhile, if you want to choose a card that is only for gas and maintenance purchases alone, then apply for a BP Business Solutions Fuel Card Plus, an enhanced version of the original BP Business Card Fuel Card. This card is designed to control a driver’s spending while having easy access to quality fuel at any BP locations nationwide.Aside from the limited spending, there are also rebates included, together with a comprehensive report and security control. Such security controls are PIN codes, online access to driver account information, and deactivation of cards by fleet managers if the card is stolen or lost. And once you use this card, you can save up to 10 cents per gallon on all fuel purchases for the first three months.Once you get your own fuel credit card, be sure to pay on time to avoid excess balance on your next billing period. For more info see: Fuel Credit Cards
Triple-threat Gas Cards for Everybody!
Choosing the right gas card is a hectic work. If you don’t know which one that can suit your gas expenditure every day, then that will create more problems for you later on. In finding the right one, you must have know-how on how gas cards work and which one can guarantee you with the best savings.There are various gas cards out there. Most offer the same thing: rebate percentage, reward points, discounts and more. However, there is one gas card that will surely work wonders for your everyday living; and that’s Chevron gas cards.So why should you use Chevron for your gas card needs? Simple: because not only this company is reliable and trusted; but it is also world’s fifth largest global company and the sixth “super major” oil company that deal in every aspect of oil and gas industry. Chevron Corporation, which was opened in 1911, now operates in 180 countries and is based in California, USA.Since you know the history of this powerful company, definitely there would be no hesitation on your part. They are not only successful in their own right, but millions of people can attest that their services are genuinely better than in other companies. High-profiled companies such as Chevron would never dare scam or rip off their customers – that would jeopardize their reputation. So you don’t have to worry about obtaining gas cards from them.For Chevron gas cards, there are three options to choose from: the basic card, the premium card, and the business card. These three will be explained briefly.A basic card provides the same conveniences like those other two; and this can be perfect for average car owners. If you wish to apply for this one, take note that no annual fee is charged.For consistent travelers, the premium card is just right for you. Although you may pay an annual fee of $25, but this card features money-saving perks. Premium card holders can enjoy the other perks such as discounts on hotel rooms, car rentals, and air fare; as well as wiring cheques for emergency and security measures.For companies who pay for huge travel expenses, a business card may just be what they need. Managers can receive monthly reports to monitor and control fuel, vehicle expenses, and other purchases.So there you have it. Chevron gas cards not only can save money for individuals, but for big companies as well. If you truly want a trustworthy gas card, then choose Chevron now!For more info see: Chevron Gas Cards